Expert Ready-made Portfolios
The value of your investments and the income from them may go down as well as up, and you could get back less than you invested.
Expert range investors
- Maximise returns for the risk you take: The Expert range aims to help investors maximise returns for the risk they take. This range has limited exposure to more cyclical businesses like banks, construction and hotels, and favours actively managed funds.
- What does actively managed mean?: Active funds (also known as active management and active investing) adopt a specific portfolio management strategy. The fund manager actively chooses specific investments with an overall aim of outperforming an index and achieving additional returns, albeit whether they do so depends on the skill of the manager. Of course, there are environmental events that are unexpected, like the COVID pandemic or civil war which whilst managers cannot predict, they can respond to with regular fund balancing.
- Wealth management experts: Expert Ready-made Portfolios are managed by the investment experts at our parent company, Evelyn Partners, a UK leader in wealth management. They look after over £67 billion of assets (as at September 2025).
Why are they called the “Expert” range?
We call them the Expert range to distinguish them from the other ranges because our in-house team selects best-in-class active fund managers, building that extra level of expertise into the funds.
8 types of risk-rated Expert Ready-made Portfolios
It’s a good idea to understand how much investment risk you are comfortable with. If you would like some help, it’s easy to arrange a free discussion with one of our Investment Coaches, with no ongoing commitment.
Expert Defensive |
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Investment strategy and risk level: This fund will typically invest around 17.5% in shares. Under normal market conditions it is intended to have a low volatility of returns. |
Expert Conservative |
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Investment strategy and risk level: This fund will typically invest around 30% in shares. Under normal market conditions it is intended to have a low volatility of returns. |
Expert Cautious |
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Investment strategy and risk level: This fund will typically invest around 40% in shares. Under normal market conditions it is intended to have a low volatility of returns. |
Expert Income |
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Investment strategy and risk level: This fund will typically invest around 40% in shares. Under normal market conditions it is intended to have a low volatility of returns, similar to the Expert Cautious fund. It aims to deliver a higher level of income with the potential for modest capital growth over the long term. |
Expert Balanced |
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Investment strategy and risk level: This fund will typically invest around 55% in shares. Under normal market conditions it is intended to have a medium volatility of returns. |
Expert Growth |
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Investment strategy and risk level: This fund will typically invest around 65% in shares. Under normal market conditions it is intended to have a medium volatility of returns. |
Expert Adventurous |
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Investment strategy and risk level: This fund will typically invest around 75% in shares. Under normal market conditions it is intended to have a medium volatility of returns. |
Expert Maximum Growth |
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Investment strategy and risk level: This fund will typically invest around 95% in shares. Under normal market conditions it is intended to have a high volatility of returns. |
Accounts for Expert Ready-made Portfolios
Taxable accounts
You can buy a Expert Ready-made Portfolio in a General Investment Account – it’s good to note that capital gains tax charges will apply, which depend on individual circumstances and are subject to change.
Tax-efficient accounts
Such as Individual Savings Account (ISA), Self-invested Personal Pension (SIPP) and a Small self-administered scheme (SSAS) investment account
Fees for Expert Ready-made Portfolios
The Ongoing Charges Figure (OCF) of these funds is currently 1.22% - 1.53% per year and is taken directly from the performance of the fund (January 2025).
The service fee charged on Ready-made Portfolio holdings starts at a discounted rate of 0.2% per year – this rate tiers down further for large holdings.
Other charges may apply.
Let Bestinvest help you invest like a pro
After you choose the Expert Ready-made Portfolio that suits your financial goals and attitude to risk you can relax – our investment team will do the rest.
We can help if you’re keen to move existing investments into an Expert Ready-made Portfolio. Give our friendly team a call on 020 7189 2400 and we’ll talk you through what you need to do.
Ready to get started? It’s easy to review our Expert Ready-made Portfolio range with our investment search tool.
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