Our Ready-made Portfolios - get the help of our experts
Find out more about our range of Ready-made investment portfolios, built and managed by our experts. They’re the easy way to invest like a pro.
The value of your investments and the income from them may go down as well as up, and you could get back less than you invested.
What are Ready-made Portfolios?
- Funds – built by our expert teams at Evelyn Partners, our parent company. They look after more than £67 billion of assets (as at September 2025)
- Handpicked investments – each portfolio has its own strategy and a carefully selected collection of investments, managed and monitored by our experts
- Expert approach – investments are chosen and reviewed so they continue to strike the best balance between return objectives and the risk level of the overall investment strategy
1. Choose your risk level
When choosing your portfolio, it’s important to select the most appropriate risk level for your goals. You'll need to think about how much risk you're willing to take, and how much you could afford to lose if things don't go to plan. Each Ready-made Portfolio has clearly defined risk levels to help you to choose the one most suited to your objectives. If you’re unsure, you can talk to an Investment Coach for free about which risk level might be right for you.
These descriptions are listed in order of lowest to highest risk
These funds aim to deliver modest capital growth over the longer term while keeping any fluctuations to a minimum. They are likely to have a very low proportion of equities.
Ranges with this risk level: Expert
These funds aim to grow your investment above the rate of inflation while keeping fluctuations low. They will have a small amount of equities.
Ranges with this risk level: Expert
These funds aim to provide a moderate level of growth above the rate of inflation. They are likely to have a slightly higher proportion of non-equity investments. Alongside equities, these funds may invest in other government and corporate bonds or alternatives, such as commercial property and absolute return funds.
Ranges with this risk level: Expert, Smart, Sustainable
These funds aim to deliver investment growth over the longer term. They are more or less evenly balanced between equities and non-equity investments. Alongside equities, these funds may invest in other government and corporate bonds or alternatives, such as commercial property and absolute return funds.
These funds aim to deliver high growth by investing almost entirely in equities across different stock markets. This means they can produce potentially large short-term losses in your investments.
Ranges with this risk level: Expert, Smart, Direct, Sustainable
2. Choose your portfolio range
There are 4 ranges of risk-rated Ready-made Portfolios – each range has its own strategy, risk levels and fees:
4. Horizon (formerly named 'Sustainable')
Invest in line with your values
Why invest in our Ready-made Portfolios?
They make investing easier
Stay up to date with regular portfolio commentary as our experts monitor performance, maximise opportunities, and make changes such as rebalancing when necessary.
Your money is in good hands
Your money will be managed by experienced professionals – our investment research process has a long track record of finding outstanding investment ideas. They do this all day, every day.
They’re great value
Although Ready-made Portfolios may cost a little more than choosing your own investments - you'll receive great value because they are selected and managed by our team of experts.
Forbes Advisor - 2023 Best for low-cost Ready-made Portfolios
Forbes Advisor recognised Bestinvest for our low-cost investing options and on-demand financial coaching in their Best Stocks & Shares ISA Providers research in December 2023.
Frequently asked questions
Our Ready-made Portfolios are branded “Evelyn” because they are managed by a team made up of investment managers from the investment management companies within Evelyn Partners. We look after more than £60 billion of people’s money.
You can hold any of our Ready-made Portfolios in all account types we offer – that includes Investment Accounts, SIPPs (Self-Invested Personal Pensions), ISAs and Junior ISAs, as well as other more specialised account types we support.
Once you’ve opened the account you want, the easiest way to buy the Ready-made Portfolio you want is via our Investment Search where you can use our Ready-made Portfolio quick search.
Need help deciding?
If you’re unsure which portfolio to choose, why not book a session with one of our Coaches? They can help you understand the pros and cons of different options. And if you want a personalised recommendation, check out our low-cost, one-off investment advice service.