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Charges and fees - FAQs
The value of your investments and the income from them may go down as well as up, and you could get back less than you invested.
Frequently asked questions
We have a tiered fee structure, starting at 0.2% of invested assets for Ready-made Portfolios and 0.4% for other investments. Service fees apply to the value of the investments within that tier.
Ready-made Portfolios and US shares
|
Investing assets |
Service fee |
|
On £0 - 250,000 |
0.2% |
|
On £250,000 - £500,000 |
0.2% |
|
On £500,000 - £1 million |
0.1% |
|
Over £1 million |
No charge |
Other investments
|
Invested value |
Service fee |
|
On £0 - 250,000 |
0.4%* |
|
On £250,000 - £500,000 |
0.2% |
|
On £500,000 - £1 million |
0.1% |
|
Over £1 million |
No charge |
Our Key Facts About Our Services And Costs document contains full details, including a breakdown of other fees you may incur with Bestinvest.
The service fee is an annualised rate and is charged monthly in arrears.
*Note: SIPP service fee minimum £120 per year.
Fees are ring-fenced on the 20th of each month and collected on the 28th of each month.
To see all the fees you’ve paid in the past, log in to your account, go to the account you want to check and click the ‘Transactions’ tab.
No, there is no charge to open a Bestinvest account. There is a minimum investment of £50 so you have something in your account to get started once you log in.
We pay 3.23% on all cash held in any of your accounts. The interest rate on cash within any account you hold is set by the custodian (SEI) and is subject to change without notice.
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